Frequently Asked Questions

A finance lifestyle app is not only about recording expenses. FiscusFlow helps users build everyday money habits: track spending, stay prepared for bills and mandates, notice safety gaps, review savings and goals, manage cards and liabilities, and understand the month through useful summaries.

On supported Android flows, FiscusFlow can capture relevant finance activity, extract key transaction details, and store them locally first. For eligible trial and subscribed users, supported data can then sync to the cloud in the background.

SMS permission is used on Android to identify supported finance messages such as bank transactions, card activity, dues, mandates, and reminders. This reduces manual entry and helps create useful money logs and alerts. Users can revoke SMS permission anytime from Android settings.

The app is designed to process finance-related sender patterns and message formats needed for tracking and reminders. Personal SMS content is not part of the app’s finance lifestyle purpose.

Bills, EMIs, credit card dues, subscriptions, and mandates affect real life more than simple category totals. FiscusFlow keeps upcoming dues visible so users can maintain balance, plan cash flow, and avoid avoidable surprises.

Yes. The app is designed to nudge users toward healthier financial routines such as reviewing savings, goals, insurance readiness, emergency planning, liabilities, and monthly trends. It gives practical prompts, not financial advice.

The common reasons are missing device permissions, battery restrictions blocking background work, unsupported sender format, or a message being treated as non-transactional. Reopening the app and using recovery tools can help in many cases.

Many local Android flows can still work without internet, especially local transaction handling. Cloud sync, subscription refresh, and some cloud-backed sections may wait until internet access returns.

Local-first means supported transaction data is stored on the device first for speed and reliability. Cloud sync happens afterward instead of blocking the transaction flow.

No. Free mode mainly focuses on core device-based usage. Trial and subscribed users get cloud sync for the supported premium flows.

Free covers the basics on device. Basic adds cloud sync and backup. Pro includes everything in Basic plus premium AI features such as AI Forecast and the AI Finance Assistant.

The first subscription payment sets up a recurring mandate. Future renewals are charged automatically unless the subscription is cancelled or fails.

Yes. The app supports PIN protection for sensitive balance viewing and can use fingerprint or face unlock on supported devices as a convenience option.

Yes. The transaction page supports Excel export for raw transaction data and a monthly PDF report for a more polished summary.

The monthly PDF report includes total spend, total credits, net cash flow, average daily spend, top categories, top merchants, trend highlights, and a transaction appendix for the selected month.

Keep SMS permission enabled, allow notifications, disable restrictive battery optimization, and allow auto-start or background activity on devices that aggressively stop background work.